Welcome to SpeedEloans.com (“SpeedEloans,” “we,” “us,” or “our”). By accessing or using this website, you agree to be legally bound by these Terms and Conditions (“Terms”). If you do not agree, do not use this website.
SpeedEloans is a lead generation and referral platform only. We are not a lender, not a broker, and not a financial institution. We do not issue loans, make credit decisions, or handle money.
1. What SpeedEloans Does
SpeedEloans provides a platform that allows consumers to submit information that may be forwarded to independent third-party lenders, lending networks, or financial service providers (“Lenders”) who may offer loan products.
SpeedEloans:
- Does not offer loans
- Does not make lending decisions
- Does not set loan terms
- Does not determine approval or rejection
- Does not handle funds
- Does not collect payments
- Does not guarantee loan approval
All loan offers, rates, terms, fees, and decisions are made solely by the third-party Lenders.
2. No Financial Advice
All information on SpeedEloans.com is provided for general informational purposes only and does not constitute financial, legal, or credit advice. You should always consult directly with the Lender and or a qualified financial professional before entering into any loan agreement.
3. No Guarantee of Loan Offers
Submitting a request through SpeedEloans does not guarantee that you will receive a loan offer or that you will qualify for any financial product. Loan approval depends entirely on the Lender’s criteria, including but not limited to credit score, income, employment status, state of residence, debt to income ratio, and other underwriting factors. SpeedEloans has no control over these decisions.
4. Third-Party Lenders and Services
SpeedEloans is not responsible for any loan offers made by Lenders, any fees charged by Lenders, any loan agreements you enter into, or any disputes, errors, billing issues, or collection activity. All contracts are strictly between you and the Lender. Any complaints, disputes, or issues must be directed to the Lender that provided the loan.
5. No Data Storage or Loan Records
SpeedEloans does not store or maintain copies of loan agreements, payment histories, or lender decisions. We only transmit your information to participating Lenders for the purpose of matching you with potential offers. Once your information is transmitted, it is governed by the Lender’s own privacy and security policies.
6. User Responsibilities
By using SpeedEloans, you represent that all information you submit is accurate and truthful, you are at least 18 years old, you are a U.S. resident, and you are not submitting information on behalf of someone else without authorization. Providing false or misleading information may result in denial of loan offers or other consequences by the Lender.
7. No Liability for Loan Outcomes
SpeedEloans is not liable for loan denials, interest rates, fees or charges, late payments, credit reporting, collections, or legal disputes between you and any Lender. We do not participate in any part of the loan agreement.
8. Limitation of Liability
To the maximum extent allowed by law, SpeedEloans shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of the website, any loan or financial product obtained through a Lender, errors, omissions, or delays, or unauthorized access to your data by third parties. Your sole remedy is to stop using the website.
9. Indemnification
You agree to indemnify, defend, and hold harmless SpeedEloans, its owners, operators, partners, and affiliates from any claims, damages, losses, liabilities, or legal fees arising from your use of the site, your interactions with any Lender, or any loan agreement you enter into.
10. Third-Party Links
SpeedEloans may link to third-party websites. We do not control or endorse their content, policies, or services and are not responsible for them.
11. Intellectual Property
All content, logos, branding, and site materials are the property of SpeedEloans and may not be copied or reused without written permission.
12. Changes to These Terms
SpeedEloans may update these Terms at any time. Continued use of the site constitutes acceptance of any changes.
13. Governing Law
These Terms shall be governed by the laws of the State of California, without regard to conflict-of-law rules.
14. Contact
For questions about these Terms, contact: 